I spent 2 hours today with level 2 support. Confirmed that with TT Advantage, you CANNOT decline Audit defense if you choose to efile state. The issue is that if you efile state, you must pay for it. Any method you choose to pay requires you to log into your intuit account. When you log into your intuit account, it requires you first to enter Audit Defense personal information and agree to the terms before it takes you to a payment page. If you close the log in window and return to TT, you will find that it has now selected Audit defense even though you have not selected it. This is irrespective of whether you have chosen credit card only or have a prepaid credit for state filing. The only way to turn off Audit defense is to remove TT Advantage from your account.
