Thank you for the swift reply. I followed your instructions as best I could and got the same response. I then deleted all three of my 1099-R forms, uploaded them again, and deleted the Form 5329 under Tax Tools as you instructed. That makes me nervous as to why it was generated if it wasn't needed. TurboTax still flagged me for errors that it asked me to fix and seemed to get hung up on the Roth that required no taxes withheld. Your answer in line 8 was still not clear to me. I entered the amounts of distributions in Box 1 on the 1099s (which were far in excess of the actual RMD amount determined by my financial institution). After hitting Continue, it asks for the actual RMD per the financial institution so it can compare. I did that each time before I consulted this page for assistance, by the way, so I don't know why it didn't work before. The glitch in TurboTax is that it didn't ask me for the actual RMD calculation on the Roth 1099 until I had entered Done With Income and got to the Review part of the total tax return. There, it asked me to correct it by a chance to enter the amount which was only pennies different, as I didn't take a large excess distribution from that account like the other two inherited. This time, successfully, no penalties were deemed appropriate. It seems TT needs to fix this issue as I and others have encountered it in years 2024 - 2025. One issue is that when it was asking me to review the 1099 for correction--it did not identify which of the three at the beginning, so I had no way of knowing which form it objected to. This time, I could see it enter the amount from the Roth so I knew what it wanted. Thanks again for the help--hope it's right this time.
