*** I was typing my answer below when I see that Opus also answered, saying much the same as I did. So except for my observation about not taking the Wages and Income Summary too seriously (it's NOT a tax form, and it didn't mean what you thought it did), I am going to stand aside and let Opus and maybe dmertz finish this.
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"I'm just referring to the summary page of my "wages and income", for my HSA entry, its saying income is $328."
Ah, the Summary page for wages and income is NOT a tax page (believe me, this causes no end of confusion), so we have to take its statements with a large grain of salt.
In this case, the logic of calling the $328 "income" is because under certain circumstances, the distribution might be taxable. By your stating that it is "income" led me at least to believe that it was appearing on your tax return itself (probably line 8f on Schedule 1 (1040)).
When I said, "HSA Summary" page, I meant the page at the end of the HSA interview, just before you return either to "Wages and Income" or "Deductions & Credits".
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