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HDHP HSA Self vs Family Plan selections
I file our taxes jointly. My wife has a family HSA plan covering our family. I have been employed for only part of that last tax year during which I was covered by my wife's family plan as well as an individual HSA plan.
When selecting coverage, should I consider myself as covered by the family plan at all times or family plan for the months that I was not employed and self plan when I was employed (but still covered by both)?
‎February 26, 2026
1:28 PM