Just talked to Fidelity Rep. Here is what he said for each point
- about fixing the 1099-SA to make it as "Withdrawal of Excess Contribution: + calculating the earning, he cannot do that because it already passed their deadline of fixing errors for 2024 (which was April 15 2025). He said I need to work with tax Advisor to calculate the earning and fill the form as needed. For this one, I contributed $1,300 on 10/16/2024 and withdrew on 02/13/2025 (settled on 02/14/2025)
- about the possible $50 excess contribution made for 2025, he is going to send me the request form to get it done etc.
Your advice please
