@michaelbarry06
Very briefly, it appears that you did in fact request a return of the excess contribution. What is needed now is to clear up the 2024 return first so we can know how to go forward with 2025.
1. On your 2024 return, do you have a penalty on form 5329?
2. When did you request the return of excess (before or After April 15, 2025)?
3. Did the return of excess contain any interest or earnings? Was that interest or earnings reported as taxable income on your 2024 return?
