No, you will not be in trouble with any Insurance Marketplace police.
I am sure that when Opus said "In the HSA interview, make sure you answer that you did not have qualifying insurance all year, " he meant that on the screen in the HSA interview with the title "What type of HDHP coverage did [name] have during 2025?" that you should not indicate that you had Self or Family all year, but to check off "[name] had different plan types at different times of the year".
This is necessary so that the next screen appears in which you can indicate what kind of coverage you had for which months. Yes, answer "Medicare or None" for the months June onward.
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