If your efile is rejected, you might be able to change it to that option. There are 2 versions of the "up to 5 days early" product. One is free if selected to go to a Credit Karma Moneyspend , or $35 if you want it to go to your own bank account.
Since it's "up to" 5 days early, sometimes it's only 1 day early. Or if not early at all, it's not suppose to charge those who paid the $35. The 5 days is based on once the IRS has approved the refund and scheduled it to be sent.
