My 22 year old daughter is a full time student at the University of Oregon. She moved out of the house in August, 2025 and received 5 payments of 1455.00 in 2025 for room and board from a 529 plan that
I opened for her when she was a baby. She also received a 2000.00 distribution
from another 529 plan earlier in the year. The "cost of attendance" for the Univ of Oregon on their website is 13095.
On her 1098-T, tuition and fees for 2025 were 12372. She received scholarships for 22667. She worked just a bit
and her w-2 box 1 is 5680. She paid 80 in federal taxes and 428 in Oregon state taxes as well as 1400 in interest and dividends.
She will be filing her own returns this year. I've scoured the internet - ChatGPT, Grok, and Gemini to find out how the best way to fill out her returns and also shift up to 4000 in scholarships to income so I can claim the AOTC on my return. Way too much conflicting information. So, I thought I'd come to the source.
Should she list the 1099-Q forms on her return, if needed? How does she shift money from her scholarship to "income" on her return? Would she list her 1098-T information on her return, or my return?
We both would appreciate any information that you folks could provide. We are using TurboTax Premier Windows Desktop edition for 2025 tax year.
