@WhatsTheDeal wrote:
When researching possible ways to answer that question, I've seen others state to use "None" instead of "Family" since this question appears to apply to the person who is paying for the HDCP coverage. So it seems like Jan-Sep would be self for me and None for Oct-Dec since I no longer had my own HDPCP plan. Then under my wife's details she would use Self for Jan-Sep and Family for Oct-2025. The wording on this series of questions is a bit too generic which I was a I needed a TurboTax person to help with the appropriate answer.
Well those "other people" are wrong.
If you are covered by a plan that is paid for by your spouse, you are still covered by that plan within the meaning of the law.
Publication 969
Rules for married people.
If either spouse has family HDHP coverage, both spouses are treated as having family HDHP coverage.
