When researching possible ways to answer that question, I've seen others state to use "None" instead of "Family" since this question appears to apply to the person who is paying for the HDCP coverage. So it seems like Jan-Sep would be self for me and None for Oct-Dec since I no longer had my own HDPCP plan. Then under my wife's details she would use Self for Jan-Sep and Family for Oct-2025. The wording on this series of questions is a bit too generic which I was a I needed a TurboTax person to help with the appropriate answer.
