I lost my job in Sep 2025 and switched to my wife's HDHP Plan in Oct 2025. I had my own HDHP plan through my employer through Sep 2025 and switched to her employer's HDHP plan for Oct-Dec 2025. So when Turbo Tax asked the question "What type of HDHP coverage" did I have during 2025, I answered that I "had different plan types at different times of the year" as that answer seemed more appropriate than the choices of I was "covered by a Family plan every month of the year" or I was "covered by a Self only plan every month of the year".
The next screen, "Tell us about High Deductible Health Plan (HDHP) coverage for 2025", then asks about monthly details for the year and has answer choices for each month of "None", "Self", "Family". It seems that I should choose "Self" for months Jan-Sep but I am not sure what to choose for Oct-Dec when I was covered through my wife's HDHP plan. Can someone please help with answering these questions when one has to switch HDHP coverage from their employer to their spouse's employer HDHP plan in the same year? Thanks.
