Thanks, a great support person called be back and explained that there really is no error since the IRS is not accepting "amended returns" until around February 18, 2026 which require using a 1040X form that TurboTax will supply/release on 02/18/2026 . And upon the TurboTax app receiving that updated form, then the correct refund amount will be shown then. And consequently, one can e-file the newly amended form.
Thanks for great support.
Rich Brito
