BillM223
Employee Tax Expert

Get your taxes done using TurboTax

No, you don't have a way to represent this difference in TurboTax, so don't try to go back and change anything. You will be sent a 1099-SA for this amount sometime between now and early 2027 - really. The reason is that the interest on the excess amount is charged to your 2026 return, which, as you may surmise, is done in early 2027.

 

What was the explanation for the about $17 difference? Was this the amount of interest that the HSA custodian calculated that your $3.1k excess contribution earned while it was in the HSA?

 

 If so, I would have expected that the interest would be added to your distribution, not retained in your HSA. Please contact the HSA custodian and ask them for an explanation.

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