delete what you entered for 2024 because in Turbotax
When it asks about the coverage on 12/1 of 2024, it's really asking if you used the last month rule that taxpayers use to make a full year's contribution when not covered by an HDHP all of 2024 - terrible TutboTax programming - no warning. You did not use the last-month rule because yiou had HDHP coverage for every month in 2024
o that.
