Late Payment Penalty After Paying More Than 110% Of Prior Year's Tax

TurboTax 2025 Desktop, Windows 11

TurboTax is showing a Federal late payment penalty for 2025 even though I paid more that 110% of my 2024 tax due.

Details:

  1. I withheld Fed and State taxes from my RMD for 2025. Withholding from an RMD is considered as being received equally during the year.
  2. The withholding was not quite enough to exceed 110% of my 2024 tax due so I made a regular estimated tax payment on January 5, 2026. The total of the two exceeded 110% of the 2024 tax due.
  3. Shouldn't the sum of the RMD withholding and the Jan 5 payment have prevented the late payment penalty?
  4. The cause of the penalty is the Jan. 5 estimated payment as it is showing in the Form 2210 Underpayment Worksheet.

Looking for a way to remove the late payment penalty.

Thanks in advance.