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> A denominator can never be 0.

 

Well, yes. As my degree is in mathematics, I realized that.

 

> no fields on forms should accept the value 0 if they will be used as the denominator of a division calculation

 

I would assert that a better way to handle it would be if the value in I4b1a was zero (it is), then fields b,c,d should be disabled and a calculated zero put in box I4b1d. That would eliminate having to put in faux data just to satisfy the error checking.