RogerD1,
Thank you for your response!
I take your point that the warning does say "MOST people."
I am a touch concerned that there is no area / form to indicate that this is a service based contribution. In Pub 571, Section 4, the 15 year rule is described in detail. How does the IRS know that this is the case - or to ask another way, how do I know that this won't get audited after I submit?
I apologize in advance & I'm just looking for certainty before I file.
Best!
