TurboTax 2025.47.18.22 - Version WinPerRelease 025.000.0235 [restored]
I believe there may be an issue with how TurboTax handles the 2025 Roth 401(k) contribution limits for taxpayers age 60–63.
TurboTax flagged my 2025 Roth 401(k) contributions as exceeding the limit, even though I was 63 years old on 01/01/2025 (DOB: 01/01/1962). For 2025, the correct IRS limit for someone age 60–63 is $34,750, which includes the SECURE 2.0 “super catch‑up.”
My W‑2 Box 12 Code AA shows $34,750 contributed, and my plan provider (Voya) confirmed this is the correct maximum for 2025. There is no excess contribution.
It appears TurboTax may not be applying the age‑60–63 enhanced catch‑up limit correctly. I wanted to report this in case it helps improve the software.
Thank you.
