Hello community and thank you for reading this.
My wife is an elementary teacher with 22 years of service to her school district.
In 2025, she contributed $26,500 to her 403(b) account.
$23,500 maximum contribution + $3000 service based catch-up = $26,500 represented Box 12a code E.
I have reviewed Pub 571, worksheet 1 and indeed, she is allowed a Maximum Amount Contributable (MAC) of $26,500 because she only has elective deferrals. Pub 571 does a good job explaining these terms and the worksheet explains things well.
After completing the income section, Turbo Tax indicates an overpayment and instructs me, I believe, inappropriately. From the screenshot below, I'm directed to Pub 560. Through my own research, Pub 571 defines this portion of the tax code.
I have reviewed Pub 571, worksheet 1 and indeed, she is allowed a Maximum Amount Contributable (MAC) of $26,500 because she only has elective deferrals. Pub 571 does a good job explaining these terms and the worksheet explains things well.
I'm not quite sure how to proceed with Turbo Tax with this issue. Any advice?
