Okay, so I definitely get the excess contribution questions when I answer Q6 with "different plan types" instead of "Family plan". The thing is, it seems to me that TurboTax missed detecting "Family plan" on Q6 while I answered Q7 with mixed plans on the monthly list. It should have said that answers contradicted each other. Now it shows the following:
1. 2025 monthly plan list for me: Jan-Aug (Fam), Sep-Dec (Med or none) with Calc. Max Limit of $6,367
2. Type of plan I had on 12/1/2024: "Family"
3. My Contribution in 2024: Tot Cont. $9,300; Excess Cont: $0; Deduction allocated to spouse: $0
I'm assuming from 2024 8889-S for spouse?
4. 2024 monthly plan list for me: Jan-Aug (Fam), Sep-Nov (Med or none), Dec (Fam) but I set them all to "Family". Correct? I'm not sure why it had pre-populated with the mix in 2024.
5. Addition income under Last-month rule field was blank but it said I told it something different and to leave it blank.
6. Shows list of months for spouse in 2024. I set them all to "Family" for her. Correct?
7. Excess contribution of $3,183 with choices to withdraw or other.
I hope I'm doing this correctly. Thanks
