Thanks for the quick response!
Just a question for clarification. I understand now reporting the 1099-INT because it is income.
But a forum online says not to report the Mortgage interest (1098):
"Because you are taking the standard deduction, mortgage interest paid from a joint account is not reported or claimed on your return. Mortgage interest is an itemized deduction, and by choosing the standard deduction ($15,750 for MFS in 2025), you are using a flat amount instead of listing individual expenses."
Your thoughts would be appreciated. Thank you!
