Okay, I did taxes but I never got told about any excess contributions. I'm the HSA contributor for myself and wife. Following is what I did for HSA questions:
Q1 - 65 or older when distribution rec'd? Because I turned 65 on 9/2/2025, I answered "No". Correct?
Q2 - I used all money for medical expenses.
Q3 - Tot. Cont. $9550 (total dist. 11,185)
Q4 - Covered by HDDP
Q5 - For situations that apply to me, I said I had Medicare because its Retroactive to 09/2025 from 1/2026.
Q6 - For HDHP Type, I said "Family"
Q7 - For monthly types of coverage, I said Jan-Aug (Family plan) and Sep-Dec (Medicare or None). Correct?
I also notice that Form 8889-T > Line 3 Smart Worksheet has "Family" for all months instead of "None" for Sep-Dec. Is that correct?
Thanks
