So do I count what I pay in premiums or do I count both the employee cost and the employer contribution?
Example
Employee & spouse = $5400 (employee Cost) $16,200 (Employer Contribution)
Employee & family = $7,800 (employee cost) $23,700 (employer contribution)
Dependent = $2400 ($7,800-$5400) Employee cost $7,500 ($23,700-$16,200) Employer contribution
So do I just use the $2,400 - Employee cost or both the employee cost and the employer contribution $9,900 ($2400 = $7500)?
