Thanks again for your help. Not sure what "your 24 pay period don't align with the first of the months"? Not sure why 6/12ths is used? Not sure yet what or where to tell Turbo tax my situation of excess HSA so that it tells me how much to withdraw. Perhaps when I start preparing my taxes I can figure that out. Like Medicare started on 01/26 and I turned 65 on 09/25. Thanks
