Bought Stock A in Taxable brokerage on Oct 13, 2025
Sold Stock A in same taxable brokerage on Dec 29, 2025 for a loss of $6000
Bought Stock A in Roth IRA on Dec 02, 2025
This creates a wash sale because the purchase was within the 30 days before the taxable sale at a loss.
If I sell this Stock A in Roth IRA on Feb 03, 2025(6?) and make a $4000 profit.
Do I forfeit the $6000 tax loss claim. How do I input.
Yes the loss is forfeited, because the purchase was in a non-taxable account. Generally, the basis of the purchase creating the wash sale is adjusted, but this is not relevant when done in a non-taxable account.
For TurboTax you'll enter the sale at the loss and then an adjustment for the loss using code W so there is no taxable gain/loss on this transaction. It is unlikely that the broker will report the wash sale, but you must.
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You have a nondeductible loss from a wash sale
code W
Report the sale or exchange on Form 8949 and enter the amount of the nondeductible loss as a positive number in column (g). See the Schedule D instructions for more information about wash sales generally and Pub. 550 for more information on wash sales involving substantially similar stock or securities. If you received a Form 1099-B (or substitute statement) and the amount of nondeductible wash sale loss shown in box 1g is incorrect, enter the correct amount of the nondeductible loss as a positive number in column (g). If the amount of the nondeductible loss is less than the amount shown on Form 1099-B (or substitute statement), attach a statement explaining the difference. If no part of the loss is a nondeductible loss from a wash sale transaction, enter -0- in column (g).
