Mike,
That makes perfect sense. I should I known that.
I think we can open a HSA account now, then contribute only $8750 * 2/12 because he will age out of my family high deductible insurance in just over 2 months. That money can be used for eligible costs from now until money runs out. Only after he has his own high deductible insurance can more funds be deposited.
1) Fundable only when HD health care active.
2) Useable regardless of insurance plan.
