Hello!
I was surprised to find out that I should not have paid child medial bills with my HSA account in 2025 (and start of 2026). For 2025 taxes, my child is no longer a tax dependent .
My plan is to refund the amount of total 2025 child HSA payments (as a mistaken distribution) back to my HSA before filing my 2025 taxes. Then print out the matching 2025 bills and give that to my child so they can submit them to their HSA sometime in the future. I'll do same for 2026 mistaken payments.
I expect that there will be no tax impact for this mistake that I am fixing.
