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According to the 8962 instructions, "If you are claimed as a dependent on another person's tax return, the person who claims you will file Form 8962 to take the PTC and, if necessary, repay excess APTC for your coverage. You do not need to file Form 8962."
from 8962 instructions
Tax family. For purposes of the PTC, your tax family consists of the following individuals.
• You, if you file a tax return for the year and you can’t be claimed as a dependent on someone else’s 2025 tax
return
since you can be claimed as a dependent, you are included in the tax family of those persons. They report the 1095-A info
January 24, 2026
1:14 AM