I put in $7000 to my Traditional IRA account on 12/22/25, then transferred all of it to Roth IRA account on 12/23/25. Apparently $0.65 dividend accrued on my Traditional IRA account on 12/31/25 . I realized this on 1/5/26 (new year at this point), and I immediately proceeded to convert that $0.65 from Traditional IRA to Roth IRA on 1/5/26.
My question: how will this impact how I I go about doing my tax return for year 2025 and 2026? (Given my balance in Traditional IRA was not $0 at end of 2025, how does this affect the pro rata rule? consequence?)
Is my tax filing going to be complicated for tax filing of 2025 AND 2026?
