It is too late to use the special procedure to remove excess funds. The deadline for that was October 15, 2025.
You first need to file an amended 2024 return to report the excess contributions and pay a 6% penalty.
Then for 2025, you needed to make a regular withdrawal before December 31, 2025 (not a special withdrawal of excess contributions, just a regular withdrawal.). Withdrawal of Roth contributions is not taxable, and withdrawing the excess contributions removes future penalties. This gets reconciled on form 5329.
If you did not request the withdrawal until 2026, then you need to pay another 6% excess on the excess contributions that were carried forward on your 2025 return. While contributions can be retroactive (within certain limits), withdrawals always happen on the date they happen. (Or, if you had earned income in 2025, there might be another way to use up the excess in 2025 without a withdrawal, but you said you already made a withdrawal. If you had earned income in 2025, ask for more details.)
