Thanks balditax for the dinkytown link. That will cover most of what I want to do for now.
I'm not so sure a refund is for me, I bought on Amazon. Anyway, I will just wait it out until the full product out this year and see what is best for next year.
I will however go out of my way to leave reviews on all the major sellers websites of this product letting other folks know how low Intuit has gone selling such an unfinished product with no warnings.
Wouldn't surprise me if somebody sued them, doesn't seem to take much for that these days.
