Does your spouse have earned income (a W-2 or self-employment profit), which could qualify you for a Traditional IRA contribution?
Is your health insurance a High Deductible Health Plan (HDHP) that qualifies for a Health Savings Account (HSA), and you don't have any other kind of health insurance? If you qualify to make an HSA contribution (which is why I asked those questions), that would also lower your income.
