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Does it make a difference if none of the children are his biologically? My kids are 16, 14, 12 and 6. Survivor Benefits come to them so it is not marked as income I am just the "in care of" because they are under age. I make 45,000 yearly and husband makes 34,000. I live with my mom but pay most of the bills because she is disabled while also saving what money I can aside, he lives with his brother and doesn't pay a lot for his bills so his money is saved. 

 

Appreciate all the help!