"Using TT online doesn't make sense for me - talk about a security risk."
Right!! Not only can they hack your return, but they will get all your family's (if you file with others) info as well. Seems like a target for hackers. As such, I'm no fan of the "cloud" BS. Seems like every 6 months or so I get an email from some service saying that they're sorry but there has been a security breach on their servers and my info "might have been compromised."
