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My W2 withholdings for 2025 is less than 2024. 

As an independent contractor in healthcare, I am not even sure what to deduct. 

 

I have never used a CPA service besides doing turbotax myself since I was strictly a W-2 income until this year. 

What are red flags for a bad CPA? 

I would need to start an LLC first to get to an S-corp in Virginia. 

Is it too late to start an LLC since I already made income as an independent contractor?