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Get your taxes done using TurboTax
Depends your overall situation and what RMDs you're trying to optimize and when and the projected tax rates on those distributions; so those are questions for your wealth and accounting people. But generally paying a high tax rate now erodes the future benefit of doing the conversion. You could convert that additional 70k in January and likely still pay less tax than doing it in this year, without affecting the 'time' in the Roth by much.
2 weeks ago