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Thank you for very helpful reply. One follow-up question. Since we have been displaced we are living in a temporary location outside of the designated LA fire area and we are using our temporary location as the address on the return that we will be filing by October 15,  in the event we need to be contacted by mail. So my question is how will the IRS and the CA FTB know that we are within the designated LA fire area. Should we use our address in Altadena on the return even though we are not at that address?