Please explain the "rollover." An inherited IRA can be rolled over to another inherited IRA. It can never be rolled over or combined into an account in the person's name unless the person is the deceased person's spouse.
In other words, if the IRA is owned by "Jane Smith as heir to John Doe" it can be rolled over into another IRA owned by "Jane Smith as heir to John Doe", but it can never be rolled over into an IRA owned by Jane Doe alone.
Can you please explain?
