If you owe tax but don't want to pay, you would select "I will pay by check" in turbotax instead of using direct bank debit or a credit card. Then it would be up to you to pay your taxes, either by mailing a check to the IRS or state tax office, or by going to their web site and making an electronic payment. Note that you will be charged a late payment penalty plus interest of about 1.5% per month, back-dated to April 15. If it will take longer than 4 months to pay off the debt, it may be worth requesting a payment plan. That reduces (but does not eliminate) the penalty and interest. There is usually a non-refundable setup fee.
https://www.irs.gov/payments/payment-plans-installment-agreements
