I made contributions to my HSA account during 2024 (didn't know I was ineligible due to being claimed as a dependent on my parents' tax return). I did not remove the contributions before April 15, 2025. I understand that I will need to pay the 6% penalty for excess contributions (and selected that option in the form). But I am going in circles trying to e-File my return.
The issue is in Form 8889-T, where it asks which HDHP plan I had (for reference, I was on my parents' plan for the whole year, and my own plan in tandem from July-December). I cannot select any of the options because it just says "[Self/Family] should not be checked. You indicated on the Federal Information Wks that taxpayer could be claimed as a dependent of another, which makes taxpayer ineligible."
Please help -- this is driving me crazy!! Thanks 🙂
