Thanks for the quick reply. I assume this is correct as I am not told to go back & amend my my 2022 return. The irony of all of this is I incorrectly made a 2023 IRA contribution before the filing date & had to withdraw plus earnings. All of this happened in a 3 month period, yet I need to report all of the earnings which happened in 2024 on my 2023 return. I won't make that mistake again! Many thanks!
