@mattjefferson09 I am not ncessarily following what you wrote. Let's go back to the beginning,
1) early in 2024 (probably late 2023), you ESTIMATED what your 2024 income would be and the premium was set based on that information.
2) You actually paid that premium all year - whether it was correctly or incorrectly calculated. You received the 1095a form.
3) when you complete your 2024 tax return, part of the process is "settle up". The software uses your ACTUAL income and goes through the SAME calculations that were used to estimate the Markplace premium. If the software determines your premium that you actually paid should have been lower, then you get a credit on your tax return for the difference. If the software determines your premium should have been higher, then you get a charge on your tax return for the difference in the form of additional tax owed.
4) .While this can be a complex subject, I personally do not see why the error would hold up your tax return. What you reported as your estimated income really doesn't matter. The tax return is comparing what you ACTUALLY paid in premium versus what the premium should have been when using you ACTUAL income. It does not care about what you estimated a year ago
does that help?
