VAer
Level 4

Backdoor Roth Conversation & Broker's match(Offer) for IRA contribution

I used to do Backdoor Roth Conversation for all IRA contribution (Contribute to Traditional IRA first, then immediately transfer to Roth IRA, almost no gain for traditional IRA, maybe a little interest.

 

How if I make contribute to traditional IRA, and broker matches 3.5% on IRA contribution (up to $280/year), and I want to transfer all the money to Roth IRA. How does it work with tax filing?

 

I don't even know when match amount will be released? Soon after contribution or 365 days after premium subscription or 5 years later?

 

The bottom line is --- I don't want to make tax filing too complicated.

 

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