Yes the new W4 is confusing but the good news is there is a section which pertains to your actual situation, 2 persons and 2 jobs.
2025 Form W-4
Pay attention to step 2, where you have choices as to which will give you the most accurate withholding and choose the one that fits your situation. Also in step 4 , you can choose to have extra withholding if you want more to be withheld as a method of forced savings to get a refund.
Turbotax has a calculator which can help you estimate your withholding so that you do not have an amount due at the end of the year.
W-4 Calculator
Hope this help clarify the new W4 for you!
Mar, Tax expert
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