See-through Trust is beneficiary of Traditional IRA/401k, so these will become Trust-Owned Inherited 401k(IRA). The Trust's beneficiaries will claim the up to ten years of 'Distributions' on their own individual 1040s, as their income tax rates will be lower to than the high 1041 Trust Income Tax rates. Even so, it would be nice if the 'Distributions' can physically remain in the Trust to benefit from its asset protection. Some websites indicate that is possible. Or must the Trustee also physically move the ten years of 'Distributions' out of the Trust to accounts of its beneficiaries?
Thank You.
