rjs
Level 15
Level 15

Get your taxes done using TurboTax

The 1099-R will not show the reason for the distribution. It will just show an early distribution. But in order to avoid paying the 10% penalty for an early distribution you would have to include Form 5329 in your tax return, and that form would have to have a code indicating the reason for the exception to the penalty. Code 22 indicates a distribution to a victim of domestic abuse. Maybe you could find another exception that you could legitimately use to avoid the penalty. You might want to consult a local tax professional for advice.