In IRS Direct Pay I flagged it as Estimated Tax.
In TTax it is entered under "Tax withholding that you haven't entered yet", Federal withholdings. I did not enter them under Estimated Taxes because I did not file a form 1040ES. I can see this may be a possible cause for my problem.
And since I don't have wages I don't have normal withholdings. My normal withholdings are determined by a % that I elect when setting up my RMD and pension plan payments. I've never in 20 yrs of retirement filed a 1040ES as I've always made sure I was covered by withholdings of the individual payments.
But my real problem is how to get the IRS to accept that I don't deserve to have a 6 figure refund which is quoted here "We changed your 2024 form 1040-SR to match our record of your estimated tax payments,". In other words, they see it as an estimated tax payment.
So on my return, I entered the amount on line 25c and apparently I should have entered it on line 26. Is that a correct assumption?
