it's not
2023
annuity $25,000
social security $27,000 (not sure if this is 100% or taxable portion)
wages almost $13,000
that's gross taxable income of $65,000 or less. as a single person under 65 with a standard deduction of about $14,000 that leaves taxable income at $51,000. federal taxes should be about $6500 which is way less than the $8855+ 5786 + taxes on wages.
have no clue as to what is happening
for 2024, $28,000 in social security taxed at $19,000 is also impossible that's a tax rate of almost 69%. the top federal tax bracket is only 37%. also the maximum social security that is taxed is 85% so if $28K is 100%, 85% is about $24K making the tax rate close to 80%
have no idea what you are doing or what your return looks like, but the tax numbers seem entirely unrealistic.
