Thank you. I forgot about the annualized method - I have used it before. I actually had a large capital gain at the beginning of the year, interest and dividends throughout the year, and then several large capital gains at the end of the year. So bottom line the method didn't help me. I did figure that the penalty came to 4.1% which I'm making in an HYSA. I do have to pay taxes on the interest I'm earning but I'm probably nickel and diming it here.
